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With Justin

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Florence, AL

Justin Dorroh

Loan Officer | NMLS #: 1313401

M 256-443-3208 O 256-325-8944 jdorroh@assurancemortgage.com

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Real Reviews from Real Homebuyers

Vicki Estis

Tuscumbia, AL

"The personal service Ashley provided"

Loan Officer

Ashley Bogus
Tara Lynn

Anderson, AL

"Barbara Gaston is the best! She has the kindest heart and has the patience of an angel! She is more than just an loans officer."

Loan Officer

Barbara Gaston
Sherry

Tuscumbia, AL

"Ashley was willing to help us work out unpacking in the road."

Loan Officer

Ashley Bogus
Micheal

Muscle Shoals, AL

"Barbara was spot on with her knowledge and willingness to see our deal through. Her patience and communication were unparalelled."

Loan Officer

Barbara Gaston
Misty

Tuscumbia, AL

"Working with Ashley is so easy!! She is on top of things from the start and the communication is amazing!!"

Loan Officer

Ashley Bogus
Caleb

Harvest, AL

"She was very transparent with the whole process!"

Loan Officer

Barbara Gaston
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Justin

Justin Dorroh is a Loan Officer in the Florence, Alabama Branch of Assurance Financial. Justin grew up in The Shoals, and is a graduate of Brooks High School and the University of North Alabama where he received his Bachelor of Business Administration in Economics. Justin has strong ties to the community and has served in the finance industry since 2011. He has been a licensed Mortgage Loan Originator since 2015. Justin is licensed in the states of Alabama, Tennessee, and Mississippi.

More than anything, Justin loves helping people get into their dream homes and providing them with a transparent, hassle-free experience. When he’s not in the office, he enjoys traveling, hiking, and playing golf. Justin is also very active in his church and loves to be involved with their serve opportunities.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send Justin a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(256) 443-3208

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy