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With PJ

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Birmingham, AL

PJ Shackelford

Loan Officer | NMLS #: 1958633

M 205-229-1130 O 205-402-8388 pjshackelford@assurancemortgage.com

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Real Reviews from Real Homebuyers

Rosaline H

Pelham, AL

"The best part was having Eric and Alex!!!!! They were so comforting and knowledgeable!!! Thank you from the bottom of my heart."

Loan Officer

Eric Kelly
Terrance James

"David was great from start to finish. Communicaiton was great and we had zero issues."

Loan Officer

Lindsey Ravenhorst
Charles

Conyers, GA

"Very responsive and informative"

Loan Officer

Amberly Jones
Deanna

Alabaster, AL

"Great communication."

Loan Officer

Rutherford Yeates
Katarina

"Jennifer and her team were amazing! She helped my first time home buyers find the best interest rate and loan product available!"

Loan Officer

Savannah Funderburg
Lauren

Hoover, AL

"Alex made this whole process fantastic!"

Loan Officer

Eric Kelly
Teresa Ellard

"The communication was over the top! As a Realtor I really appreciated that!"

Loan Officer

Lindsey Ravenhorst
Destini

Conyers, GA

"Amberly was kind, patient and very informative throughout our home buying process."

Loan Officer

Amberly Jones
Rachel Haigwood

Hoover, AL

"Rutherford was super helpful, on top of everything, easy to work with, and checked in with us every step of the way. 10/10"

Loan Officer

Rutherford Yeates
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About PJ

PJ Shackelford is a Loan Officer at the Birmingham, Alabama Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, PJ is able to help home buyers in any stage of life achieve their dreams of home ownership. Reach out to him for your new home purchase or refinance needs today!

Dedication in bringing ease to one of the biggest financial decisions of a borrower’s life. Customer Service and Productivity will help bring an enjoyable process to the Purchase or Refinance of a home.

PJ will use his 10+ years in the financial sector to help guild your hopes and dreams while ensuring a sound financial bedrock to grow from.

PJ will be accessible at every step in the process and his value in communication will ensure a smooth and painless experience.

 

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send PJ a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 229-1130

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy