Apply

With Phelps

Apply With Phelps

Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

M 225-362-9629 O 225-218-9760 pmckey@assurancemortgage.com

Apply With Phelps

Real Reviews from Real Homebuyers

Martin C.

Ocean Springs, MS

"Charlotte communicated consistently from the beginning to the end of the process. She is kind and helpful, and we are grateful for her help!"

Loan Officer

Charlotte Guidroz
Meredith

Ville Platte, LA

"Very communicative through the whole process. Great to work with"

Loan Officer

Chuck Coghlan
Lauren Lane

Saint Francisville, LA

"Elise is THE BEST! I am going to refer all my friends and family to Elise. She is so helpful, communicative, and honest."

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Seth

Baton Rouge, LA

"Jessica went above and beyond to make sure we had the best possible experience"

Loan Officer

Jessica Rumfellow
Tanya

Greenwell Springs, LA

"Kristi was informative throughout the process. The buyers had a great experience getting through on their first time home buying process."

Loan Officer

Kristi Sinclair | NMLS 2612636
Paul

Baton Rouge, LA

"Lisa kept me well informed on what the status of the loan. I enjoyed working with her."

Loan Officer

Lisa Chauvin
Austin Patrick

Baton Rouge, LA

"Thanks Lynn !"

Loan Officer

Lynn Sharer
Alton

Baton Rouge, LA

"Personal attention to every step of the process and productive suggestions"

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Cristina M

Baton Rouge, LA

"Efficient, timely and professional"

Loan Officer

Sara Pollock Dickson
Noah Parker

Baton Rouge, LA

"Clear communication on what needed to be done"

Loan Officer

Toni Freeman
Cody M.

Baton Rouge, LA

"Charlotte! Nothing more to say"

Loan Officer

Charlotte Guidroz
Emanuel

Zachary, LA

"The COMMUNICATION!!!!!!!"

Loan Officer

Chuck Coghlan
Jean Jacques

Baton Rouge, LA

"Elise worked with Jessica Rumfellow. Between the two there was always good communication"

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Don

Baton Rouge, LA

"excellent communican throughout loan process."

Loan Officer

Jessica Rumfellow
Kaylee J

Greenwell Springs, LA

"Kristi's assistance through the entire process made it very easy and enjoyable to do as first time home buyers."

Loan Officer

Kristi Sinclair | NMLS 2612636
Justin

Centreville, MS

"I was informed of every step"

Loan Officer

Lisa Chauvin
Phillip J

Morgan City, LA

"Everything. Lynn is the absolute best there is. So thankful she was patient With us, and I wont go to anyone else!"

Loan Officer

Lynn Sharer
James Stephen

Houston, TX

"PJ was a delight. Professional, polite, clear communication, helped me through any questions I had, very pleasant experience."

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
Dorin

Baton Rouge, LA

"Excellent service"

Loan Officer

Sara Pollock Dickson
James Ernest

Plaquemine, LA

"communication was excellent"

Loan Officer

Toni Freeman
icon

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now
icon

Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (225) 362-9629
icon

See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Phelps
$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

Apply With Phelps

Send Phelps a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

This field is for validation purposes and should be left unchanged.
This field is hidden when viewing the form
This field is hidden when viewing the form
Interested in:

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Phelps
Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

 READ MORE

Our Loan Process

 READ MORE

Mortgage Calculators

 READ MORE

Let's Get Started!

This field is for validation purposes and should be left unchanged.
This field is hidden when viewing the form
This field is hidden when viewing the form

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy