Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

Real Reviews from Real Homebuyers

mikeaj28

"Very easy to work with all the way through"

Loan Officer

Charlotte Guidroz
Meredith

Ville Platte, LA

"Very communicative through the whole process. Great to work with"

Loan Officer

Chuck Coghlan
Jean Jacques

Baton Rouge, LA

"Elise worked with Jessica Rumfellow. Between the two there was always good communication"

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Seth

Baton Rouge, LA

"Jessica went above and beyond to make sure we had the best possible experience"

Loan Officer

Jessica Rumfellow
Tanya

Greenwell Springs, LA

"Kristi was informative throughout the process. The buyers had a great experience getting through on their first time home buying process."

Loan Officer

Kristi Sinclair | NMLS 2612636
Daisy

Baker, LA

"Wonderful to work with, always!"

Loan Officer

Lisa Chauvin
Austin Patrick

Baton Rouge, LA

"Thanks Lynn !"

Loan Officer

Lynn Sharer
Jackson Howard

Denham Springs, LA

"PJ was cery very accommodating and always available! Great thanks to him."

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Katherine M.

Denham Springs, LA

"Sara communicates often throughout the process."

Loan Officer

Sara Pollock Dickson
Donald Jacob

New Roads, LA

"Thank you!"

Loan Officer

Toni Freeman
Martin C.

Ocean Springs, MS

"Charlotte communicated consistently from the beginning to the end of the process. She is kind and helpful, and we are grateful for her help!"

Loan Officer

Charlotte Guidroz
Emanuel

Zachary, LA

"The COMMUNICATION!!!!!!!"

Loan Officer

Chuck Coghlan
Abigail Marie

Baton Rouge, LA

"Elise went above and beyond for us!"

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Don

Baton Rouge, LA

"excellent communican throughout loan process."

Loan Officer

Jessica Rumfellow
Kaylee J

Greenwell Springs, LA

"Kristi's assistance through the entire process made it very easy and enjoyable to do as first time home buyers."

Loan Officer

Kristi Sinclair | NMLS 2612636
Richard M

Baker, LA

"Lisa is such a sweet lady and very understanding!"

Loan Officer

Lisa Chauvin
Phillip J

Morgan City, LA

"Everything. Lynn is the absolute best there is. So thankful she was patient With us, and I wont go to anyone else!"

Loan Officer

Lynn Sharer
Michael Andrew

Natchez, MS

"It's always great working with PJ"

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
Casey

Monroe, LA

"Sara was supportive every step of the way!"

Loan Officer

Sara Pollock Dickson
Ricky Wade

Slaughter, LA

"Toni was quick and professional with everything throughout the process"

Loan Officer

Toni Freeman
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Phelps

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

Send Phelps a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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