Home Loans - Huntsville
I’m purchasing a
home
First-time buyer? Downsizing? Dreamsizing? We'll help you get home.
Real Reviews from Real Homeowners
Amy H
Moulton, AL
"Matt was quick to respomd and my buyer talked about how accessible he was. I didn't deal woth Matthew a lot, by my buyers did and they shared with me! Hogly praise Matt."Read more
for Loan Officer
Matthew Green
Candace Jane
Madison, AL
"Willie was very helpful, knowledgeable, and over all just fantastic to work with!! Would highly recommend him to anyone!"Read more
for Loan Officer
Willie Tucker
Jason Ivan
Madison, AL
"Keri handled our VA purchase loan on a new construction home with a tight closing date, and she got us to the table on time with zero cash due at closing. She was responsive from start to finish, kept the file moving through underwriting, and when questions came up near the end she dealt with them quickly and completely instead of letting them sit. She also covered a fee for us when the builder's schedule forced an extra inspection. When something needs attention, she gets it done, and that is what you want in a loan officer."Read more
for Loan Officer
Keri Butler
Ashley Vaughan
Moulton, AL
"The communication on each step of the proces. Matt went above and beyond to answer all of our questions and concern."Read more
for Loan Officer
Matthew Green
Tracy Lee
Madison, AL
"Willie was always in contact with us and provided the essential next steps in our home purchase. We would definitely work with him and his team again."Read more
for Loan Officer
Willie Tucker
Jill Marie
Huntsville, AL
"Keri is super responsive and explains everything thoroughly. We couldn't be happier with her assistance. 10 out of 10"Read more
for Loan Officer
Keri Butler
Randy R
Loretto, TN
"He is the kindest man that I ever met always ready to help us and explained anything that we ask in such in a professional business manner this is our third home mortgage that we have done with Matt Green he makes us feel like family and his office staff is wonderful as well We are thankful fo Matt all that he has done for us throughout the years Thank you Matt Brenda and Randy Richardson"Read more
for Loan Officer
Matthew Green
Edward
Madison, AL
"Willie took the time to carefully explain everything to us in an easy to understand way. This was our first home buying experience and really did not know much about how this all works. He was very patient and understood our needs and helped us every step of the way. He was always available to answer questions and that helped put us at ease."Read more
for Loan Officer
Willie Tucker
Darrin James
Huntsville, AL
"Keri was very responsive, helpful, and knowledgable. She made the process easy."Read more
for Loan Officer
Keri Butler
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Assurance Financial Huntsville
1101 McMurtrie Drive NW
Suite B2
Huntsville, AL 35806
(256) 325-8944
9:00am - 5:00pm M-F
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Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call (225) 218-9746
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Huntsville can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Huntsville loan officer
Get Your Free Rate Quote
Assurance Financial Huntsville
1101 McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944
Huntsville, Alabama Mortgage Lenders
Whether you are trying to buy or refinance your home, turn to Assurance Financial. We have a team of professional mortgage loan officers here in Huntsville who will walk you through the process and make sure you find the right solution based on your financial needs and goals.
What Can Assurance Financial Do for You?
Have you just discovered your dream home, want to downsize for retirement or refinance your current home? No matter what you’re trying to achieve, we are here to help. As a full-service mortgage lender, we have various mortgage options available:
- VA loans: Our VA loans are available for active duty service members or veterans. Eligible family members may also qualify. This loan offers little to no down payment, 100% financing and no monthly mortgage insurance.
- FHA loans: An FHA loan is an alternative to a conventional loan. It’s ideal for low- and moderate-income households, offering lower down payment requirements.
- Construction loans: If you’ll be building a new home, our construction loans offer up to 95% financing, flexible draw schedules and extended lock protection.
- Non-qualified loans: Non-qualified mortgage (QM) loans are available to those with lower credit scores.
- Modular home loans: Individuals who are purchasing a prefabricated or manufactured home can apply.
- Jumbo loans: Buy your dream home even if it exceeds a conforming loan limit with one of our jumbo loans. These loans can serve owner-occupied houses, second homes or investment properties and offer fixed or adjustable rates.
- First-time home loans: If you are buying a home for the first time or haven’t owned a home in three years, you may qualify for a first-time home loan. This loan provides down payment and closing cost assistance programs and discounted private mortgage insurance.
- Conventional loans: Financially stable buyers may qualify for a conventional home loan. These loans offer financing for numerous property types and come with various down payment options. Buyers can also eliminate their mortgage insurance with a 20% down payment.
- USDA RD Loans: Low- and moderate-income buyers can purchase a home in rural and suburban areas. Benefits of a USDA RD loan include no required down payments and 30-year fixed-rate terms.
Home Opportunities in Huntsville, AL
Huntsville is one of Alabama’s most rapidly growing metro areas. While Huntsville is thriving, it also offers lower housing costs than other large metro areas in other parts of the United States. Residents will have access to various historical and cultural attractions. There are also all kinds of restaurants, stores and exhibits waiting to be discovered.
When you work with one of our home loan officers in Huntsville, we’ll help you find the right solution for your budget, needs and lifestyle. You can move into your dream home or refinance or renovate your home while experiencing everything Huntsville offers.
Our Simple Home Loan Processing Steps
Experience a fast and simple application process when working with one of our home lenders in Huntsville. Whether you are a first-time homebuyer or a veteran, we’ll make sure you get the loan you need. Here’s how our process works:
- Get prequalified by having your credit score pulled and receiving a guaranteed mortgage rate.
- Complete the full application and get approved on a property.
- Complete the appraisal, underwriting and approval stages.
- Sign with a notary and receive your funding.
Partner With a Mortgage Loan Officer in Huntsville Today
At Assurance Financial, we offer a comprehensive and tailored approach to lending. We are available 24/7 to guide you through every step of the application and lending process.
Apply today to start.
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first-class experience in applying for a home loan.