About Billy
Videos
My Services
- New Home Purchase Loans
- Refinance Loans
- FHA and Rural Development Loans
- Veteran (VA) Loans
- Construction and Renovation Loans
Real Reviews from Real Homebuyers
Rita Marie
Ellijay, GA
"Geoff was very informative every step of the way"
Loan Officer
Geoff Smith
Jeffery
Ellijay, GA
"The closing was moved up a week to help facilitate the sellers and Geoff made it happen"
Loan Officer
Geoff Smith
Christopher Tyler
Carrollton, GA
"The amount of communication and explaining numbers about the loan"
Loan Officer
Geoff Smith
Jean
Carrollton, GA
"Geoff was a great communicator and went above and beyond to help my clients achieve their first home!"
Loan Officer
Geoff Smith
Get Pre-Qualified for a Mortgage
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Get a Free Rate Quote
Get a free personalized rate quote in minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
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Crunch The Numbers!
Estimate Your Payment
Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!
Call Billy
$
years
$
$
%
%
$
$
$
3,500
Monthly Payment
Real APR
0
Total of 360 Payments
0
Total Interest
0
Monthly Taxes
208
Monthly HOA
50
Monthly Insurance
50
Monthly PMI
0
Monthly Principal and Interest
0
All Payments and Fees
0
Legal Disclosures
The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Here’s a payment example based on an average home price and the most common loan type:
Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%
One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.
1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First Time Home Buyer Guide
703.95 KiB
Thanks for your interest in learning more! I hope you find this information helpful. I’m sure you have questions, and I am a mortgage expert. So, please feel free to contact me.
Click here to download the file -
Refinance Guide
693.24 KiB
Thanks for your interest in learning more! I hope you find this information helpful. I’m sure you have questions, and I am a mortgage expert. So, please feel free to contact me.
Click here to download the file
Send Billy a message
1255 Canton Street
Suite E
Roswell, GA 30075
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Free Realtor Tools
My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.
Email Billy