Erica Whiddon

Baton Rouge, LA

Erica Whiddon

Loan Officer | NMLS #: 75452

Real Reviews from Real Homebuyers

Andrew

Denham Springs, LA

"The communication was very clear!"
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Gregory Craig

Baton Rouge, LA

"Erica and Toni provided a great experience backed with an impressive display of knowledge. They were very prompt and professional, highy recommend."
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Michelle Southern

Denham Springs, LA

"I've worked with Erica on several occasions and it is always amazing. She takes the extra time to "talk me off the wall" during an otherwise stressful experience. Right down to the last second and even showing up at our closing to show support. This was my first time working with Toni, but she was also incredible in helping us get through the process and providing us with proper direction that ended up working out in our favor. I am extremely pleased with my experience and even better, I love my new home. :) Thanks guys."
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David

Prairieville, LA

"Erica is always a joy. Thanks for the great service."
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Dana Welch

Greenwell Springs, LA

"Erica is always top notch!"
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Scooter

Greenwell Springs, LA

"The communication was top notch and Erica made this transaction close smoothly."
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Kendall

Walker, LA

"very helpful, and very easy to work with."
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Rebecca

Denham Springs, LA

"I sent my client to Erica and she was quicky approved and even was able to get her approved for down payment assistance. Once we found the house, Erica walked her through payment quotes and finishing up process. My client came to the table with $0. Thano you for making this another seamless transaction."
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Bonnie Jean

Denham Springs, LA

"Erica and TonI were both so helpful and knowledgeable. They were never bothered by all my questions."
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Ian

Walker, LA

"Erick was very knowledgeable and helpful. I would recommend her to anyone who's looking for a home. The process was seamless and everything went off without a hitch 10 out of 10."
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Olivia

Walker, LA

"Everything worked out perfectly. Quick, easy, numbers right where we needed them"
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William A

Gonzales, LA

"Simple, quick, easy, and to the point. Kept us updated and any questions were immediately answered with a solution."
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Crunch The Numbers!
Estimate Your Payment

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years
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Your LTV is less than 80%, so you will not need to pay PMI.

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$
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$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Erica

Erica Whiddon is a Loan Officer in the Baton Rouge Branch of Assurance Financial. She is licensed through the National Mortgage Licensing System and Registry in Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Erica is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

Send Erica a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 978-9387

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Realtor Resources

Downloadable Guide for Realtors

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