Real Reviews from Real Homebuyers

Mark

Troy, AL

"Michael did an outstanding job working with my client throughout the home-buying process. He was responsive, answered all of her questions in a timely manner, and took the time to make sure she fully understood each step of the process. His professionalism, communication, and dedication made the experience smooth and stress-free for my client."
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Greg

Troy, AL

"Everything went as planned."
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Pamela

Troy, AL

"Would use him again, very knowledgeable. Could call or text him anytime with any question and he would respond."
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Regina

Selma, AL

"Mike was very helpful in getting the loan through underwriting and closing as close to our close date as it could possibly be. He was very active in the loan process and it was easy to reach him after hours, even when he was on vacation."
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Faith

Troy, AL

"The process was easy communication was great everything was explained to me and I was informed on each step of the process. And it was really a team effort as well."
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Mark

Ozark, AL

"Oustanding job. Mike was excellent with his to approach to meet the needs of the clients. He was informative and supportive when there were doubts it could be done."
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Daisy L

Ozark, AL

"We were treated like we really mattered with patient dignity and respect and most of all friendly. This is a great company and I would definitely recommend this company to my family and friends."
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Frederic

Ozark, AL

"Mike Vaughn and the crew had a lot of patience with us which was great. Everytime we call them about something we didn't understand they done a great job explaining the situation to us. Mike Vaughn and the crew we really appreciate you all and keep up the good work."
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Carolanne S

Ozark, AL

"Mr. Mike was wonderful throughout the whole process!"
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Logan

Ozark, AL

"Purchasing process was easy"
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Jerick L

Troy, AL

"Mr. Vaughn, is an Outstanding agent. I was able to contact him whenever I had questions concerning paperwork and my load."
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Sarah

Ozark, AL

"Mike was great help and had good communication with us throughout our home buying process."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Mike

Mike Vaughn is a Loan Officer in the Troy, Alabama Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama and Florida. Mike is a proud graduate of Troy University and a lifelong Trojan.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Mike is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Mike a message

515a South Brundidge Street
Troy, AL 36081

(334) 372-2882

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