About Billy
Videos
My Services
- New Home Purchase Loans
- Refinance Loans
- FHA and Rural Development Loans
- Veteran (VA) Loans
- Construction and Renovation Loans
- Jumbo Loans
- USDA Rural Development Loans
- Downpayment Assistance Programs
Real Reviews from Real Homebuyers
Patrick Edward
Dora, AL
"Explanation of questions, quick return on questions ask, quick response to emails"
Loan Officer
Ransom Kelly
Louis
Youngsville, LA
"Lauren was very communicative ans and helped us out more than we could've asked! Would highly recommen ."
Loan Officer
Lauren Tylock
Grant Michael
Prairieville, LA
"East to work with, very helpful. Answered any questions I had."
Loan Officer
Lynn Sharer
Britney M
Jack, AL
"Very easy to work with and explained everything where we could understand things as we went through the process"
Loan Officer
Micah Garrett
Kate K
Greensboro, GA
"Damian is wonderful! Thank you for your help!"
Loan Officer
Damian Cook
Ruthana J
Muscle Shoals, AL
"Everything was amazing!"
Loan Officer
Barbara Gaston
Maranda
Crump, TN
"Amazing communication from Molly!"
Loan Officer
Molly Elledge
Betty
Denham Springs, LA
"Service was great!"
Loan Officer
Toni Freeman
Robin
Decatur, AL
"Always very communicative."
Loan Officer
Willie Tucker
Charles C
Jack, AL
"Micah is knowlegable, personable and professional."
Loan Officer
Micah Garrett
Carmen
Jack, AL
"The updates! Nothing beats someone answering your questions, before you have a chance to ask them!"
Loan Officer
Micah Garrett
Joan
Edgefield, SC
"Corey was always available to talk and he explained every detailed."
Loan Officer
Corey Dobbins
Catherine
Baton Rouge, LA
"PJ was so wonderful throughout the process. Quick to respond and really held the whole deal together. Highly recommend!"
Loan Officer
PJ Tavernit
Destiny
Lafayette, LA
"Shelley is the best. The process went smooth."
Loan Officer
Shelley Bentley
Jacob Louis
Muscle Shoals, AL
"Everything"
Loan Officer
Molly Elledge
Pamela Reid
Aiken, SC
"Attention to detail! And having the amazing Kayla on staff!"
Loan Officer
Matthew Hunter
Kathryn McKayla
Muscle Shoals, AL
"She was friendly and hard working and had great communication."
Loan Officer
Barbara Gaston
Kayla Rene Butenscho
Belcher, LA
"Super helpful, always quick to answer questions, and made the whole process so easy. Highly recommend!"
Loan Officer
Stephen Magyar
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Crunch The Numbers!
Estimate Your Payment
Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!
Call Billy
$
years
$
$
%
%
PMI (Principal Mortgage Interest) is required if the down payment is less than 20% of the purchase price. This is an estimated PMI only.
$
$
3,500
Monthly Payment
Real APR
0
Monthly Taxes
208
Monthly Insurance
50
Monthly PMI
0
Monthly Principal and Interest
0
Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.
Legal Disclosures
The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Here’s a payment example based on an average home price and the most common loan type:
Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%
One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.
1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First Time Home Buyer Guide
703.95 KiB
Thanks for your interest in learning more! I hope you find this information helpful. I’m sure you have questions, and I am a mortgage expert. So, please feel free to contact me.
Click here to download the file -
Refinance Guide
693.24 KiB
Thanks for your interest in learning more! I hope you find this information helpful. I’m sure you have questions, and I am a mortgage expert. So, please feel free to contact me.
Click here to download the file
Send Billy a message
9029 Jefferson Highway
Suite 100
Hartford, CT 70809
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Free Realtor Tools
My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.
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