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With John

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Columbia, SC

John Licciardi

Loan Officer | NMLS #: 2137072

M 980-355-4540 O 803-888-3880 jlicciardi@assurancemortgage.com

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Real Reviews from Real Homebuyers

Judy D

Lexington, SC

"Walked us through the process every step of the way!"

Loan Officer

Dan Kadar
Candace Vickery

"Dan worked quickly and was very responsive, which is not typical of all lenders. Will be referring when appropriate!"

Loan Officer

Brad Hepps
Debra

St. Augustine, FL

"Great communication"

Loan Officer

Matthew Dailey
Reilly Elizabeth

Columbia, SC

"Merrell has a great personality and was easy to work with ."

Loan Officer

Merrell Johnson
Wendy Sue

Mount Croghan, SC

"I just love Michele she was always there for me no matter what I was asking she always had a answer and was always friendly"

Loan Officer

Michele Rodgers
Andrew Hamill

"Patrick Roberts at Assurance Mortgage is excellent! Extremely knowledgable and very attentive throughout the process."

Loan Officer

Patrick Roberts
Candace

Inman, SC

"Dan worked quickly and was very responsive, which is not typical of all lenders. Will be referring when appropriate!"

Loan Officer

Dan Kadar
e Glow

"The place to go when needing a mortgage"

Loan Officer

Brad Hepps
Jenny

Goose Creek, SC

"Communication was excellent such a smooth transaction. A win for all sides!!"

Loan Officer

Matthew Dailey
Hope

Columbia, SC

"Thanks for taking a tough situtation and getting us through it with ease!"

Loan Officer

Merrell Johnson
Shawn D

Lexington, SC

"Great communication and responsiveness to questions."

Loan Officer

Michele Rodgers
Eileen Mary

Charleston, SC

"Patrick is great to work with. He is extremely knowledgable and very customer-focused."

Loan Officer

Patrick Roberts
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About John

John Licciardi is a Loan Officer at the Columbia, South Carolina branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in North Carolina.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, John is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send John a message

2222 Devine Street
Columbia, SC 29205

(980) 355-4540

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy