Apply

With John

Apply With John

Columbia, SC

John Licciardi

Loan Officer | NMLS #: 2137072

M 980-355-4540 O 803-888-3880 jlicciardi@assurancemortgage.com

Apply With John

Real Reviews from Real Homebuyers

Theodore C

Columbia, SC

"My deal was very fluid and Dan along with the folks from Assurance made everything move along with ease. I highly recommend them!"

Loan Officer

Dan Kadar
Lori

Irmo, SC

"Communication is everything "

Loan Officer

Brad Hepps
Jenny

Goose Creek, SC

"Communication was excellent such a smooth transaction. A win for all sides!!"

Loan Officer

Matthew Dailey
Heather

Columbia, SC

"Great service as always!"

Loan Officer

Merrell Johnson
Debbie Simpson

"Great communication!"

Loan Officer

Michele Rodgers - Mortgage Loan Officer
Thomas Alexander

North Charleston, SC

"Patrick made the process smooth and transparent, he answered all my questions quickly and"

Loan Officer

Patrick Roberts
Stacy L

Columbia, SC

"Dan was very responsive and personable. He was easy to work with and made a normally stressful process fairly enjoyable. :)"

Loan Officer

Dan Kadar
Norris (Mac)

"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."

Loan Officer

Brad Hepps
James Patrick

Summerville, SC

"Matthew made it a painless experience"

Loan Officer

Matthew Dailey
McKenzie

Sumter, SC

"Merrell was great to work with!"

Loan Officer

Merrell Johnson
Deborah

Clinton, SC

"Michelle was very easy to work with and Quick to communicate with both my client and with me."

Loan Officer

Michele Rodgers
David Christopher

Charleston, SC

"Patrick knows the ins and outs of the mortgage process and his knowledge gave me confidence as a first time home buyer."

Loan Officer

Patrick Roberts
icon

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now
icon

Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (980) 355-4540
icon

See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call John
$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About John

John Licciardi is a Loan Officer at the Columbia, South Carolina branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in North Carolina.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, John is able to help home buyers in any stage of life achieve their dreams of home ownership.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
Apply With John

Send John a message

2222 Devine Street
Columbia, SC 29205

(980) 355-4540

This field is hidden when viewing the form
This field is hidden when viewing the form
Interested in:
This field is for validation purposes and should be left unchanged.

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email John
Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

 READ MORE

Our Loan Process

 READ MORE

Mortgage Calculators

 READ MORE