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With John

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Columbia, SC

John Licciardi

Loan Officer | NMLS #: 2137072

M 980-355-4540 O 803-888-3880 jlicciardi@assurancemortgage.com

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Real Reviews from Real Homebuyers

David Patrick

Hopkins, SC

"Dan was the most knowledgable person in the whole process, provided great suggestions, and was always available."

Loan Officer

Dan Kadar
Jennifer M

Irmo, SC

"Brad was so helpf with the process of purchasing our new home."

Loan Officer

Brad Hepps
Debra

St. Augustine, FL

"Great communication"

Loan Officer

Matthew Dailey
Brenda

Sumter, SC

"Merrell is always so positive and upbeat. He is a joy to be around. It was a complicated loan and he got it done on time!"

Loan Officer

Merrell Johnson
Curtis C

Chesterfield, SC

"Everything was"

Loan Officer

Michele Rodgers
Andrew Hamill

"Patrick Roberts at Assurance Mortgage is excellent! Extremely knowledgable and very attentive throughout the process."

Loan Officer

Patrick Roberts
Aidan

West Columbia, SC

"Dan the whole process extremely easy and was in constant contact."

Loan Officer

Dan Kadar
Ricky Daral

Irmo, SC

"Brad was ve helpful and stayed on top of our loan."

Loan Officer

Brad Hepps
Jenny

Goose Creek, SC

"Communication was excellent such a smooth transaction. A win for all sides!!"

Loan Officer

Matthew Dailey
Shedric Delaine

Hopkins, SC

"How great he worked with us on our home buying process"

Loan Officer

Merrell Johnson
Becky

Lilburn, GA

"Michele is excellent to work with."

Loan Officer

Michele Rodgers
Eileen Mary

Charleston, SC

"Patrick is great to work with. He is extremely knowledgable and very customer-focused."

Loan Officer

Patrick Roberts
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About John

John Licciardi is a Loan Officer at the Columbia, South Carolina branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in North Carolina.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, John is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
Apply With John

Send John a message

2222 Devine Street
Columbia, SC 29205

(980) 355-4540

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy