Real Reviews from Real Homebuyers

Peter R

Hoover, AL

"Great handling of my needs and personal attention."
Chris

Trussville, AL

"Communicated well and made the process smooth"
Sarah M.

Homewood, AL

"We love working with Kat!"
Jonathan D.

Homewood, AL

"KAT MADE IT EASY AS ALWAYS"
Steven

Warrior, AL

"Kat always gets the job done fast and efficiently. While keeping the clients informed along the way"
Ed

Warrior, AL

"Great job."
Julie N.

Mount Olive, AL

"Kat is what made our experience great! She’s so kind and takes the time to explain everything to us whenever we need it!"
Patrice

Calera, AL

"Smooth from start to finish! & closed on time!"
Shawn C.

Calera, AL

"Everything flowed smoothly"
Sarah Beth

Calera, AL

"Kay and Savannah are amazing"
Jessica

Birmingham, AL

"Kat and her team have provide great communication throughout the process. Quick and easy!"
Malcom T

Helena, AL

"Kat is amazingly talented at what she does. She was with me every step of the way and made the process so easy. She is God sent"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Kat

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Kat

Kat Gannon is a Loan Officer in the Birmingham office of Assurance Financial. She is licensed with the NMLS Registry.

The housing market plunge in 2007 compelled Kat to retire her beloved Realtor hat and put her professional people skills to work elsewhere. She accepted a position in Business Development for a commercial real estate services company and sharpened her skill set even more. After her daughter was born and she was no longer able to travel she decided to take a break and revel in motherhood. Time marched on and she started exploring the other side of the real estate realm, and decided to dive head first into the mortgage industry. Kat joined the Assurance Financial family with much gusto in 2015 and has undoubtedly found her calling.

When asked about her business, Kat says, My real estate background coupled with the years of experience managing over 100 loan transactions affords me the ability to educate my clients on each and every one of their loan options. They trust me to advise them on the loan program that best suits all of their needs while leading them through the mortgage process all the way home’. Being customer service oriented is in my nature and I understand and empathize with the pressure that latches on to this exciting time and, therefore, I am on call 24/7. I enjoy working with all shapes and sizes of loans and nurture each of them just the same. I work hard to ensure that my referral partners feel 100% confident while entrusting me to advise their friends, family and customers, and that is easy, because I love my job!

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Kat a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 913-4177

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!