Krista Eiden

Bluffton, SC

Krista Eiden

Branch Manager / Loan Officer | NMLS #: 544500

Real Reviews from Real Homebuyers

Joel

Bluffton, SC

"thank you for helping! I dont know anyone now, but ill certainly let any potential buyer about you"
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Brooke R

Savannah, GA

"Krista's calm, cool and collected when dealing with people's emotions and money. She guides us through each step. she spoke to us to review each portion of the process. she never made us feel silly or uncomfortable talking about money. Krista is amazing at what she does and the only person I trust to handle what can sometimes be a stressful portion of a sales transaction. She is a national treasure."
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Thao K

Bluffton, SC

"She always there for me when I need her and she make things go very quick."
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Tziri

Savannah, GA

"Krista was very friendly and easy to work with!"
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Mertha

Savannah, GA

"I have some possible new leads coming"
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Chad

Beaufort, SC

"Krista was an excellent loan officer throughout the entire process. Her professionalism, knowledge, communication, and dedication made a significant difference. I honestly don’t think this loan would have happened without Krista as my loan officer. She went above and beyond to make sure everything stayed on track and worked diligently to get us to the closing table. I highly recommend Krista to anyone looking for a knowledgeable and dependable loan officer."
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Marcelle

Savannah, GA

"Krista was wonderful to work with! She was so patient and helpful in answering all of my questions. She knows her job well and went above and beyond to meet my needs in order for me to purchase my dream home. I would definitely recommend using Krista for your financing needs!"
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Jason

Richmond Hill, GA

"As a Realtor, I've had the pleasure of working with Krista Eiden on several buyer transactions, and she consistently delivers an exceptional experience. Krista's communication is outstanding—she keeps everyone informed throughout the entire loan process, responds quickly, and is always available to answer questions. She goes above and beyond to ensure our buyers understand every step of the mortgage process, making what can be a stressful experience feel smooth and manageable. Her professionalism, attention to detail, and dedication to finding the best financing solutions give our clients confidence from pre-approval through closing. If you're looking for a knowledgeable, trustworthy, and hardworking mortgage loan officer who truly cares about her clients, I highly recommend Krista Eiden. She is an outstanding partner for both homebuyers and Realtors, and we look forward to working with her on many more successful transactions. — Jason Barker, Realtor"
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Kara

Savannah, GA

"Krista was SO helpful throughout the entire process. She made it extremely seamless and easy. She also was fantastic when it came to answering all of my questions and helping explain things in a simplified way when it got to be a lot!"
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Grant Edward

Savannah, GA

"Krista was very plesant to work with throughout the entire loan process. She was prompt with her responses to my questions and took the time to explain everything throughly. I believe she is the best choice for any loan needs."
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Southern

Savannah, GA

"Krista is on top of it, and someone I look forward to working with on every real estate transaction. She always gets things done, and is incredibly knowledgable and efficient. Looking forward to continue working with her!"
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Zachary Jakob

Savannah, GA

"I loved working with Krista. This was my first home, and she was very understanding of my process. She answered any question I had!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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Your LTV is less than 80%, so you will not need to pay PMI.

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$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Krista

Born and raised in New Jersey, my husband and I took a leap of faith and moved to Bluffton without ever having visited. We instantly fell in love with the charm of the Lowcountry and the welcoming Southern lifestyle. My husband, a proud veteran, now serves as a Lieutenant with the Bluffton Fire Department. Together, we’re raising two amazing children and our energetic dog, Rocket.

Life in our home is always full of activity—between work, sports, and school events, we stay on the go. When we do find downtime, you’ll usually find us mountain biking, rock climbing, or enjoying anything that gets us out on the water.

With more than 20 years of experience in the finance and mortgage industry, I’ve had the privilege of serving in several key roles—from Loan Processor to Underwriter to Loan Officer. Each position has given me a unique perspective and the ability to evaluate a loan from every angle. I’m excited to be joining Assurance Financial as Branch Manager in Bluffton, where I have the opportunity to run my own business within a company whose boutique service and robust resources align perfectly with my values. I look forward to continuing to serve my clients and referral partners in the Bluffton and Savannah markets.

My approach is simple: empower borrowers with clear guidance, consistent communication, and a process that feels manageable—not overwhelming. Every client’s financial story is unique, and I take pride in tailoring solutions that support their long-term goals. Whether you’re purchasing your first home or expanding your investment portfolio, I’m committed to delivering a smooth, transparent experience from application to closing. Helping people build their future through homeownership is not just my profession, it’s the part of my work I value most.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Downpayment Assistance Programs
  • Bridge Loans

Send Krista a message

3 Bainbridge Way
Bluffton, SC 29910

(843) 368-9398

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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