Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

Real Reviews from Real Homebuyers

Daniel Sang-Won

Baton Rouge, LA

"She has always responded my questions promptly. She has provided all the details on the loan processing from beginning to end."

Loan Officer

Charlotte Guidroz
Thi Thanh

Baton Rouge, LA

"Complete profile, dedicated service"

Loan Officer

Chuck Coghlan
Wendy

Saint Francisville, LA

"Easy to talk to, informative and helpful."

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Seth

Baton Rouge, LA

"Jessica went above and beyond to make sure we had the best possible experience"

Loan Officer

Jessica Rumfellow
Tanya

Greenwell Springs, LA

"Kristi was informative throughout the process. The buyers had a great experience getting through on their first time home buying process."

Loan Officer

Kristi Sinclair | NMLS 2612636
Salvador Joseph

Clinton, LA

"Lisa was very informative and explained everything in great detail. She had answers for every question that we asked."

Loan Officer

Lisa Chauvin
Vance J

Napoleonville, LA

"Lynn goes above and beyond! Wouldn't use anyone else"

Loan Officer

Lynn Sharer
Simeon

Baton Rouge, LA

"quick personal responses"

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Jennifer

Baton Rouge, LA

"She is the absolute best!"

Loan Officer

Sara Pollock Dickson
Nancy Bailey

"Suzanne Ruch provided excellent service by explaining all actions and answering all questions."

Loan Officer

Sarah Lansing
Lynn P

Walker, LA

"Communication is the key to a successful deal on both sides! Thank you for keeping all parties in the loop!"

Loan Officer

Toni Freeman
Erin Marie

Alexandria, LA

"Ms. Charlotte went above and beyond as always. I am so thankful for her helping me through the process of refinancing."

Loan Officer

Charlotte Guidroz
Laura

Baton Rouge, LA

"The website where everything was located was nice."

Loan Officer

Chuck Coghlan
Shideh

Saint Francisville, LA

"Excellent communication and everthing went smoothly"

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Don

Baton Rouge, LA

"excellent communican throughout loan process."

Loan Officer

Jessica Rumfellow
Kaylee J

Greenwell Springs, LA

"Kristi's assistance through the entire process made it very easy and enjoyable to do as first time home buyers."

Loan Officer

Kristi Sinclair | NMLS 2612636
Daisy

Saint Francisville, LA

"Lisa was fantastic as always!"

Loan Officer

Lisa Chauvin
Grant Michael

Prairieville, LA

"East to work with, very helpful. Answered any questions I had."

Loan Officer

Lynn Sharer
Alex

Baton Rouge, LA

"tremendous communication with both my clients and me. Will be referring future clients!"

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
Michael Alexander

Baton Rouge, LA

"You were very fun to deal with. Thanks for the bottle of wine! Haha"

Loan Officer

Sara Pollock Dickson
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Phelps

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years
$
$
%
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Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

Send Phelps a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

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Downloadable Guide for Realtors

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