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With Phelps

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Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

M 225-362-9629 O 225-218-9760 pmckey@assurancemortgage.com

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Real Reviews from Real Homebuyers

Bradley

Baton Rouge, LA

"David is very easy to work with for a loan. He is very knowledgeable and responsive to questions and concerns."

Loan Officer

David Alello
Mason Cooper

Baton Rouge, LA

"Charlotte was very helpful throughout the whole process, made it very easy"

Loan Officer

Charlotte Guidroz
Lam

Denham Springs, LA

"No..i think everything ok"

Loan Officer

Chuck Coghlan
Philip Ryan

Baton Rouge, LA

"Process went smoothly from beginning to end."

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Lauren Elizabeth

Prairieville, LA

"Wonderful and personal assistance!"

Loan Officer

Jessica Rumfellow
Kris

Prairieville, LA

"Kristi is GREAT & gets the job done. My buyers liked using her as well! :) Looking forward to another transaction with you."

Loan Officer

Kristi Sinclair
Shea B.

Eight Mile, AL

"Lisa is the best!!!!"

Loan Officer

Lisa Chauvin
Sean P

Zachary, LA

"Lynn was incredibly thorough and communicative throughout the entire process. She did an excellent job."

Loan Officer

Lynn Sharer
Amber

Baton Rouge, LA

"Working with PJ is always a smooth transition"

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Travous Bernard

Baton Rouge, LA

"over great performance awesome experience"

Loan Officer

Sara Pollock Dickson
William A

Denham Springs, LA

"The process"

Loan Officer

Toni Freeman
Lin

Baton Rouge, LA

"David is a realiaboe bow and responsible person to do business with! Highly recommend !"

Loan Officer

David Alello
Patricia Ann

Baton Rouge, LA

"easy process , all staff were fabulous to work with !"

Loan Officer

Charlotte Guidroz
Linda

Gonzales, LA

"Kept us in the know through the proce!"

Loan Officer

Chuck Coghlan
Matthew

Prairieville, Louisiana

"Absolute dedication to making the customer happy and going above and beyond."

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Nicole

Denham Springs, LA

"Was truly the smoothest transaction with the best communication!"

Loan Officer

Jessica Rumfellow
Ricky Joe

Prairieville, LA

"Open communicatio, always available to answer questions, helpling with our other title company and our buyers lender."

Loan Officer

Kristi Sinclair
Katie G

Saint Francisville, LA

"Lisa is the best of the best!! Very personable, thorough and professional!"

Loan Officer

Lisa Chauvin
Bryan Edward

Baton Rouge, LA

"Very straightforward and answered all of our questions."

Loan Officer

Lynn Sharer
Christian

Baton Rouge, LA

"Great Guy! Has a nice Mustache! Well had 😭"

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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Downloadable Guides

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About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
Apply With Phelps

Send Phelps a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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