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Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

M 225-362-9629 O 225-218-9760 pmckey@assurancemortgage.com

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Real Reviews from Real Homebuyers

Renarda Rena

St. Francisville, LA

"He is the man!"

for Loan Officer

Brian Hanchey
Amin Laclair

Baton Rouge, LA

"everything even though the communication was over the phone it felt like it was hands on thanks agin Charlott"

for Loan Officer

Charlotte Guidroz
Meredith

Ville Platte, LA

"Very communicative through the whole process. Great to work with"

for Loan Officer

Chuck Coghlan
Erikka S

Saint Francisville, LA

"Elise was extremely professional, kind, competent, and compassionate. I would recommend Elise to anyone I know"

for Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

for Loan Officer

Jeff Meares
James Buchanan

Houston, TX

"My wife and I love Jessica, she makes everything streamlined especially for our crazy busy lives."

for Loan Officer

Jessica Rumfellow
Tanya

Greenwell Springs, LA

"Kristi was informative throughout the process. The buyers had a great experience getting through on their first time home buying process."

for Loan Officer

Kristi Sinclair | NMLS 2612636
Paul

Baton Rouge, LA

"Lisa kept me well informed on what the status of the loan. I enjoyed working with her."

for Loan Officer

Lisa Chauvin
Austin J

Gonzales, LA

"Lynn was the best. she helped so much"

for Loan Officer

Lynn Sharer
Corey

Baton Rouge, LA

"Great communication as always throughout the entire transaction"

for Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

for Loan Officer

Reid Chauvin
JEWEL P

Baton Rouge, LA

"Always incredible service and helpful!!!"

for Loan Officer

Sara Pollock Dickson
Lauren C

Baton Rouge, LA

"Communication was great. Toni answered all of my questions and reassured me at every step."

for Loan Officer

Toni Freeman
Krissy

Pottsboro, TX

"Brian was very helpful in this process"

for Loan Officer

Brian Hanchey
Martin C.

Ocean Springs, MS

"Charlotte communicated consistently from the beginning to the end of the process. She is kind and helpful, and we are grateful for her help!"

for Loan Officer

Charlotte Guidroz
Emanuel

Zachary, LA

"The COMMUNICATION!!!!!!!"

for Loan Officer

Chuck Coghlan
Meghan

Zachary, LA

"Elise was knowledgeabl, helpful, and answered both mine and my mom's questions."

for Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

for Loan Officer

Jeff Meares
Seth

Baton Rouge, LA

"Jessica went above and beyond to make sure we had the best possible experience"

for Loan Officer

Jessica Rumfellow
Kaylee J

Greenwell Springs, LA

"Kristi's assistance through the entire process made it very easy and enjoyable to do as first time home buyers."

for Loan Officer

Kristi Sinclair | NMLS 2612636
Justin

Centreville, MS

"I was informed of every step"

for Loan Officer

Lisa Chauvin
Lisa

Baton Rouge, LA

"Lynn is always great and loved closing early!!"

for Loan Officer

Lynn Sharer
Ray

Prairieville, LA

"Efficient and responsive"

for Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

for Loan Officer

Reid Chauvin
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

Apply With Phelps

Send Phelps a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy