Baton Rouge, LA

Renee Crochet Carughi

Senior Loan Officer | NMLS #: 1139859

Real Reviews from Real Homebuyers

Cody M.

Baton Rouge, LA

"Charlotte! Nothing more to say"

Loan Officer

Charlotte Guidroz
Emanuel

Zachary, LA

"The COMMUNICATION!!!!!!!"

Loan Officer

Chuck Coghlan
Jane A

Gonzales, LA

"Great experience"

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Seth

Baton Rouge, LA

"Jessica went above and beyond to make sure we had the best possible experience"

Loan Officer

Jessica Rumfellow
Tanya

Greenwell Springs, LA

"Kristi was informative throughout the process. The buyers had a great experience getting through on their first time home buying process."

Loan Officer

Kristi Sinclair | NMLS 2612636
Salvador Joseph

Clinton, LA

"Lisa was very informative and explained everything in great detail. She had answers for every question that we asked."

Loan Officer

Lisa Chauvin
Vance J

Napoleonville, LA

"Lynn goes above and beyond! Wouldn't use anyone else"

Loan Officer

Lynn Sharer
Mason Connor

Baton Rouge, LA

"PJ's communication was fantastic and he was always understanding and patient as this was my first time doing anything like this"

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Casey

Monroe, LA

"Sara was supportive every step of the way!"

Loan Officer

Sara Pollock Dickson
Mariano R

Metairie, LA

"Very happy with the experience. Extremely professional and easy to work with. I'm so happy to be in my home thanks to Sarah's hard work."

Loan Officer

Sarah Lansing
Lynn P

Walker, LA

"Communication is the key to a successful deal on both sides! Thank you for keeping all parties in the loop!"

Loan Officer

Toni Freeman
Ashley Slaughter

"Erica is experienced, dedicated and an all around great loan officer. She made this home purchase worry free for my buyers."

Loan Officer

Charlotte Guidroz
Lori

Jackson, LA

"thanks again!"

Loan Officer

Chuck Coghlan
Wendy

Saint Francisville, LA

"Easy to talk to, informative and helpful."

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Don

Baton Rouge, LA

"excellent communican throughout loan process."

Loan Officer

Jessica Rumfellow
Kaylee J

Greenwell Springs, LA

"Kristi's assistance through the entire process made it very easy and enjoyable to do as first time home buyers."

Loan Officer

Kristi Sinclair | NMLS 2612636
Daisy

Saint Francisville, LA

"Lisa was fantastic as always!"

Loan Officer

Lisa Chauvin
Grant Michael

Prairieville, LA

"East to work with, very helpful. Answered any questions I had."

Loan Officer

Lynn Sharer
Robin Conques

Gonzales, LA

"Very responsive and closing was fast and easy"

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
Jennifer

Baton Rouge, LA

"She is the absolute best!"

Loan Officer

Sara Pollock Dickson
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Renee

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Renee

Renee Crochet Carughi is a Senior Loan Officer in the Baton Rouge office of Assurance Financial. With a passion for helping the community, she joined the team in 2012 and offers a wide range of mortgage knowledge. Renee is licensed to originate in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Tennessee, and Texas through the Nationwide Mortgage Licensing System & Registry (NMLS).

Residing in Baton Rouge, Renee is a Central native and SLU graduate. She enjoys participating in local events with the Women’s Council of Realtors and Greater Baton Rouge Home Builders Association.  In her free time, Renee enjoys her role as a Master Barre Instructor with Body Sculpt Barre Studios and quality time with family and friends.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

Send Renee a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 413-7143

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Let's Get Started!

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