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With Renee

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Baton Rouge, LA

Renee Crochet Carughi

Senior Loan Officer | NMLS #: 1139859

M 225-413-7143 O 225-239-7950 rcrochet@assurancemortgage.com

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Real Reviews from Real Homebuyers

Amber Lynn

Covington, LA

"David was veey on top of things"

for Loan Officer

David Alello
Wendy Wilson

Prairieville, LA

"Constant updates even on the weekend! Great responsiveness to any concerns!"

for Loan Officer

Brian Hanchey
Elizabeth Ann

Baton Rouge, LA

"was straightforward, the document signature is online was very easy, and Charlotte is the consummate professional."

for Loan Officer

Charlotte Guidroz
Jeffrey Quentin

Lake Charles, LA

"The overall process was easy. Chuck communicates great and is very knowledgeable."

for Loan Officer

Chuck Coghlan
Gage

Woodville, MS

"She was always on Tracy with everything and as fast as I was giving her the paperwork she was processing it."

for Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

for Loan Officer

Jeff Meares
Alex Brennan

Metairie, LA

"Jessica was great throughout the entire process and made sure things went as smooth as possible!"

for Loan Officer

Jessica Rumfellow
David Culkin

"Was a great experience, I trusted my loan officer from the start. She was kind, smart and helpful.."

for Loan Officer

Kristi Sinclair | NMLS 2612636
Stephen Jacob

Baton Rouge, LA

"Extremely patient and made the process easy"

for Loan Officer

Lisa Chauvin
Christie H

St George, LA

"Everyone was dedicated and attentive to our needs. It was an easy transition and pleasant experience."

for Loan Officer

Lynn Sharer
Clare S

Mandeville, LA

"PJ was always available to help us through the process. He explained every step of the way. He was fantastic to work with."

for Loan Officer

PJ Tavernit
Candace Renee

Baton Rouge, LA

"Sarah was amazing! She was so helpful, made sure I understood everything. I just love her so much!"

for Loan Officer

Sara Pollock Dickson
Sharon L

Denham Springs, LA

"You walked me through the whole process and answered the calls immediately when I had a question! Thank you so much"

for Loan Officer

Toni Freeman
Brennan Scott

LIVINGSTON, LA

"Everything went smooth and David did an outstanding job at informing me and explaining everything during the process."

for Loan Officer

David Alello
Erik Kent

Gonzales, LA

"nairBdjdjdjdjdjdnniarBnairBBrian"

for Loan Officer

Brian Hanchey
Shelby

Baton Rouge, LA

"Charlotte helped the home buying process go very smoothly with her knowledge and constant communication!"

for Loan Officer

Charlotte Guidroz
David Allen

Kentwood, LA

"Smooth and easy"

for Loan Officer

Chuck Coghlan
Lori

Independence, LA

"Great job throughout the whole process"

for Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

for Loan Officer

Jeff Meares
James Buchanan

Houston, TX

"My wife and I love Jessica, she makes everything streamlined especially for our crazy busy lives."

for Loan Officer

Jessica Rumfellow
Wendy Mccombie

"Great job and communication!"

for Loan Officer

Kristi Sinclair | NMLS 2612636
Dylan M

Brandon, MS

"Lisa is amazing!! We have used her both two mortgages now and recommend her to everyone!"

for Loan Officer

Lisa Chauvin
Keith Patrick

Baton Rouge, LA

"communication about what is needed and how the process works"

for Loan Officer

Lynn Sharer
Charles

Baton Rouge, LA

"great service and no problems i"

for Loan Officer

PJ Tavernit
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Renee

Renee Crochet Carughi is a Senior Loan Officer in the Baton Rouge office of Assurance Financial. With a passion for helping the community, she joined the team in 2012 and offers a wide range of mortgage knowledge. Renee is licensed to originate in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Tennessee, and Texas through the Nationwide Mortgage Licensing System & Registry (NMLS).

Residing in Baton Rouge, Renee is a Central native and SLU graduate. She enjoys participating in local events with the Women’s Council of Realtors and Greater Baton Rouge Home Builders Association.  In her free time, Renee enjoys her role as a Master Barre Instructor with Body Sculpt Barre Studios and quality time with family and friends.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
  • Nonqualified / Investment Loans
  • Bridge Loans
  • Medical Professional

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Send Renee a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 413-7143

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy