Home Loans - Charlotte, North Carolina
I’m purchasing a
home
First-time buyer? Downsizing? Dreamsizing? We'll help you get home.
Real Reviews from Real Homeowners
Anthony
Cayce, SC
"knowledgeable, answers all questions, knows his line of business, personable, efficient, pleasure to do business with."Read more
for Loan Officer
Dan Kadar
Jennifer M
Irmo, SC
"Brad was so helpf with the process of purchasing our new home."Read more
for Loan Officer
Brad Hepps
Belinda A.
Gilbert, SC
"Caitlin is an excellent communicator and always available!"Read more
for Loan Officer
Caitlin Ramage
Katlyn Morgan
Newberry, SC
"she was very responsive and kept me updated through the whole process. she kept my spirt up when I got discouraged throught out."Read more
for Loan Officer
Delores Shabazz
Jaime
Mount Pleasant, SC
"Matthew and his team were very informative, professional and courteous."Read more
for Loan Officer
Matthew Dailey
Penny
Sumter, SC
"Very professional and great communication!!"Read more
for Loan Officer
Merrell Johnson
Gustavo Javier
Ocean Isle Beach, NC
"Michelle was available on weekends to answer my needs."Read more
for Loan Officer
Michele Rodgers
Susie
Columbia, SC
"Dan ~ thank you for getting buyers loan processed efficiently."Read more
for Loan Officer
Dan Kadar
Ricky Daral
Irmo, SC
"Brad was ve helpful and stayed on top of our loan."Read more
for Loan Officer
Brad Hepps
John Stirewalt
"Simply put, we wouldn't have been able to buy our dream house without Dan. His incredible knowledge base and encouraging personality erased any anxiety we might have had."Read more
for Loan Officer
Caitlin Ramage
Amy
Newberry, SC
"Delores was a pleasure to work with She was a great communicator and most importantly closed on time!"Read more
for Loan Officer
Delores Shabazz
Diane
Mount Pleasant, SC
"Matthew was always available whenever our clients had a question or concern. Wonderful experience! Great lender."Read more
for Loan Officer
Matthew Dailey
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What can we help you do?
Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call 803-888-3881
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Charlotte can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Charlotte
Mortgage Lenders in Charlotte, North Carolina
Since Charlotte is one of the most beloved cities in North Carolina, mortgage lenders in the area are a dime a dozen. At Assurance Financial, we pride ourselves on being the peoples’ people of home loans. We listen to our clients and take time to get to know their home preferences, budgets and needs in the homebuying sphere. Then, we craft a personalized loan offer.
How Assurance Financial Can Help
Our team works with clients in any stage of their journey, from fresh-out-of-college professionals seeking a starter home to older adults looking for a home to enjoy their retirements in. We also work with people looking to refinance their existing mortgage for something that fits better with their current lifestyle. As a full-service mortgage lender, we’re prepared to handle any situation and offer solutions through loans designed for you.
After working with potential buyers throughout North Carolina, Virginia, Louisiana and beyond, we’ve learned how to manage a range of loan types, such as:
- Conventional loans
- Federal Housing Administration (FHA) loans
- Veterans Affairs (VA) loans
- Jumbo loans
- First-time home loans
- United States Department of Agriculture rural development (USDA RD) loans
- Construction loans
- Modular home loans
- Non-qualified loans
Housing Opportunities in Charlotte, NC
Charlotte, North Carolina, is one of the best places to live in the South. Its below-average cost of living comes with an abundance of entertainment, history, nature and food options. The city is also home to the NASCAR Hall of Fame, a science hub at Discovery Place and a range of museums exploring the area’s history through pre- and post-Civil War eras.
Whether you’re exploring options in the center of this exciting metropolis or a charming rural property where you can spread out and relax, Assurance Financial’s mortgage loan officers in Charlotte know the area and can help you find your way to financial security in a location you love.
Our Charlotte Home Loan Officers’ Process
When you find the perfect home or you want to refinance your mortgage, Assurance Financial will take you through the loan process as quickly as possible. Efficient funding means you can move in sooner and begin — or continue — your life in Charlotte. Our lending process is only four simple steps:
- Pre-qualification: Start by submitting a quick application with basic financial information — like your credit score and home purchase history — to receive an estimate of what you can expect from our mortgage lenders in just 15 minutes.
- Application: Once you know your budget, you can start applying to buy or refinance your home.
- Approval: After you’re approved, we’ll go through the appraisal and underwriting processes to ensure everything is in order for your purchase.
- Signing: When you close on the home, we’ll take you through the paperwork in front of a notary and provide the funding you need for your property.
Join Mortgage Lenders in Charlotte Today
When you partner with some of Charlotte’s best home loan officers, you can rest assured you’ll have the support you need to find and afford a house you love. Our team is ready to take you through every step of the process with our industry-leading technology and on-the-job experience. Get started by filling out our application.
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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.