500 Office Park Dr, Suite 410
Birmingham, AL 35223
205-776-8400
4050 Helton Drive, Suite 301
Florence, AL 35630
256-325-8944
2810 Crescent Avenue
Homewood, AL 35209
205-605-8027
McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944
7065 Fain Park Drive, Suite C
Montgomery, AL 36117
334-216-7019
515a South Brundidge Street
Troy, AL 36081
334-403-9700
Alabama Mortgage Lenders
Thanks for visiting Assurance Financial. We’re your trusted source for lending options to help you buy a home in Alabama. As an independent, full-service lender, we support you throughout the mortgage process, helping you find an option for your situation.
We know the great thought that goes into homebuying, and our team is here to help. We’re The People People, delivering financial solutions that benefit you while creating a seamless experience. With locations throughout the state, we’re your local partner. Our team brings extensive market expertise and competitive rates to enhance homebuying.
Our mortgage options serve numerous types of people, from those seeking room to roam in the country to others considering buying around major cities.
The Cities We Serve
Alabama brings numerous opportunities for homebuying, and we’re here to find the right option for you, wherever it may be. Our company maintains offices in:
Empowering Every Buyer With Financial Solutions
Diverse buying opportunities in the state open the door for many types of buyers. You may be a first-time homebuyer looking for an affordable house in a small town like Troy or Florence. Or, maybe you’re a homeowner seeking better schooling for your child around Homewood. Even if you’re a real estate investor, we can identify a suitable loan option.
New Homebuyers
You’re on a budget and looking for flexible solutions that meet your financial situation. A down payment assistance (DPA) loan may reduce out-of-pocket costs.
Alternative Buyers
Federal Housing Administration (FHA) financing enables those without access to conventional funding to gain more flexibility in down payment and mortgage terms.
Builders and Remodelers
If you prefer to do it yourself, consider loan options for remodeling and construction. Create the house of your dreams, whether starting from scratch or adding new features.
Service Members
At Assurance Financial, we thank you for your service by giving you a place of your own. Department of Veterans Affairs (VA) loans enable you or your family to buy a home.
Rural Dwellers
Head off the beaten path and purchase some land with a Rural Development loan from the U.S. Department of Agriculture (USDA) offered through our Alabama mortgage lenders.
Business Owners and Investors
Some people face hurdles in loaning because they’re different than the traditional homebuyer. Overcome those barriers with non-qualified mortgages.
Experienced Buyers
A conventional home loan is an excellent choice for homebuyers who have bought several homes and maintain good credit and a stable income.
Luxury Buyers
A jumbo loan allows you to borrow higher amounts for bigger properties. This financial option supports purchasing everything from luxury family homes to condominiums.
Current Homeowners
You can use the equity you’ve built in your home for other purposes, like putting away retirement funds or covering college expenses, with home equity lines of credit or loans.
Helping You Unlock Homeownership
Since 2001, we’ve been a reliable partner to the loan industry. We offer benefits like:
- Full-service support: By handling everything in-house, we speed up the loan process and make it more personalized.
- Technology solutions: We take complete applications online and develop other valuable tools like mortgage calculators for added value.
- Awarded service: We have been named a top mortgage company for customer satisfaction by Experience.com several times in recent years.
Take the First Step Online
Complete your prequalification application online in minutes, and we’ll contact you to guide you through the next steps for home loans in Alabama.
