Massachusetts
Home Loans

I’m purchasing
a home.

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing
my home.

Is a better opportunity knocking? We're here to answer.

Apply With Massachusetts Home Loan Experts

Select a Loan Officer to Begin the Process

John Burde Branch Manager, NMLS #: 366190
Seekonk, MA
Justin Arvidson-Burde NMLS #: 952502
Seekonk, MA
Ed Lanzoni Regional Manager, NMLS #: 21960
Somers, CT
Katelyn Hodges NMLS #: 977169
Baton Rouge, LA
William Commons NMLS #: 79745
Baton Rouge, LA

Find a Home Loan Expert in Massachusetts

Real Reviews from Real Homeowners

Sean Edward

11/06/2026

"Great experience"
Read more

for Loan Officer

Keri Butler
Nicholas

11/06/2026

"He was informative and very knowledgeable. We highly recommend"
Read more

for Loan Officer

Brandon Tingle
Jeanne

11/06/2026

"Lisa id a super star! My clients adore her for her experience, knowledge, understanding, and kindness."
Read more

for Loan Officer

Lisa Chauvin
Mandy

11/06/2026

"I really appreciate Grant's ability to deliver on promises. I was the listing agent in the transaction. He helped get the closing to the table in 4 weeks. It was a house, plus land. AND the buyer had to change from conventional to FHA. He was a champ!"
Read more

for Loan Officer

Grant Oliver
Douglas

11/06/2026

"Very good service"
Read more

for Loan Officer

Joel Holmes
Canisius

11/06/2026

"Michael is amazing, I've been with him for almost 10 years and won't use anyine else."
Read more

for Loan Officer

Michael Landers
Kirenia Gonzalez

11/06/2026

"Jennifer is a pleasure to work with. Her work ethics are outstanding. She made this process very easy for us!"
Read more

for Loan Officer

Jennifer Hebert
Wendy Karina

11/05/2026

"Mr. Ransom Kelly managed our loan process efficiently and kept us informed at every step. He communicated clearly, demonstrated excellent expertise, and provided the external contacts we needed. We’re very pleased with his professionalism."
Read more

for Loan Officer

Ransom Kelly
Braxton

11/05/2026

"Timely, resposive, excellent working with both parties and their clients to provide a smooth closing."
Read more

for Loan Officer

Rutherford Yeates
Aaron

11/05/2026

"My loan officer, Lisa is what made the process so great! The loan process can be stressful, but her communication and willingness to answer my many questions 24/7 gave me true peace of mind. Look forward to working with her more in the future. Thank you, Lisa!"
Read more

for Loan Officer

Lisa Chauvin
Ronda

11/05/2026

"PJ did a phenomenal job at communicating through each step of the process and at working hard to help us secure financing. He is a professional in every way!"
Read more

for Loan Officer

PJ Tavernit
Robert

11/05/2026

"Awesome follow up"
Read more

for Loan Officer

Damian Cook
Dawn

11/05/2026

"Kim Hamlin was wonderful to work with! She was very patient and explained each step to me because this was my first mortgage. She NEVER made me feel like any question I had was ridiculous. I so appreciated her kindness and professionalism. This was a very pleasant experience!"
Read more

for Loan Officer

Kim Hamlin
Steven

11/05/2026

"He was very good at communicating and answering any and all questions. I would highly recommend him."
Read more

for Loan Officer

Joel Holmes
Sherry

11/05/2026

"Rocky explains every step of the process to the client, he gains their trust and they can be confident with no worries. He goes above and beyond to make sure there won't be any problems when you get to the closing table. It's all smiles on closing day!"
Read more

for Loan Officer

Rocky Maddox
Gustavo Javier

11/04/2026

"Michelle was available on weekends to answer my needs."
Read more

for Loan Officer

Michele Rodgers
David Clay

11/04/2026

"Communication was great and Ashley went above and beyond to anwer all my questions."
Read more

for Loan Officer

Ashley Bogus
Jordan Ray

11/04/2026

"Communication was great, no surprises, everything was explained well."
Read more

for Loan Officer

Rob Stewart
Carter

11/04/2026

"Michele was incredibly helpful throughout the whole process and provided amazing support. As a first time home buyer it can be very overwhelming at times with all the moving parts in buying a home but Michele made it so much easier. I was also super grateful for Michele’s support in showing up for the closing and continuously reaching out to see if I needed anything."
Read more

for Loan Officer

Michele Rodgers
Stephanie

11/04/2026

"Ashley went above and beyond with my client."
Read more

for Loan Officer

Ashley Bogus
Reeves

11/04/2026

"Ashley does an incredible job serving every client in whatever ways that she can. She is always willing to think outside the box when things get tricky. I highly recommend her as your lender on your next home loan!"
Read more

for Loan Officer

Ashley Kutz
Woman looking at phone

Get the right loan right now.

What's your home goal?

Connect with a loan expert

Send Us
A Message

This field is for validation purposes and should be left unchanged.
Interested in:
This field is hidden when viewing the form
This field is hidden when viewing the form

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Massachusetts can be hard. We make finding the right loan type easy.

a black and white icon of a tablet with lines on the screen .

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it

Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

PhoneApplication

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Connect with a Massachusetts loan officer

Get your free rate quote

Massachusetts Home Loans

Since the earliest days of our country’s history, Massachusetts has been a remarkable place to live. From the economic metropolis of Boston to peaceful, small-town life in the Berkshire Mountains, this state has something for every type of homeowner. Assurance Financial has loan officers in Massachusetts to simplify the mortgage application process.

Get prequalified online in as little as 15 minutes — then turn to the friendly people at Assurance Financial to help make your dream of owning or refinancing your home a reality.

Get Help Near You

At Assurance Financial, we offer the convenience of an easy, online application process with the personalized advice of a real person to guide you through loan approval. Find help in the following Massachusetts cities:

Loan Types We Offer in Massachusetts

Whether you’re a first-time Massachusetts home buyer, investing in real estate or remodeling your beloved property, we have a financial option to suit you. Let us guide you toward the proper loan for your life stage.

Conventional Mortgages

If you have a strong credit score and a stable debt-to-income ratio (DTI), a conventional loan allows for great flexibility in terms of down payments, loan terms and competitive rates.

FHA Loans

Don’t let past financial challenges stop you from owning a home. FHA loans are insured by the Federal Housing Administration, making it easier to get qualified, even for those with lower credit scores.

VA Loans

Massachusetts is home to hundreds of thousands of veterans who have served this country. VA loans offer eligible veterans and active-duty military significant advantages when it comes time to purchase, build or refinance a home.

USDA RD Loans

Are you looking to settle in one of the smaller towns or rural communities of Massachusetts? The United States Department of Agriculture sponsors USDA loans, which offer great benefits like zero down payment requirements and low interest rates.

Jumbo Loans

If you have your sights set on a home that’s more expensive than the Federal Housing Finance Agency (FHFA) limits for conforming loans, we can help you explore jumbo loan options.

Programs for First-Time Massachusetts Homebuyers

Is this your first time purchasing a home? Massachusetts offers several statewide programs for first-time homebuyers, including:

  • MassHousing mortgages: These affordable Massachusetts home loans offer competitive, fixed interest rates, down payment assistance and job loss protection through MI Plus.
  • MassHousing down payment assistance (DPA): DPA provides up to $30,000 in assistance with no or low interest rates to cover down payment and closing costs.
  • ONE Mortgage Program: Offered by the Massachusetts Housing Partnership (MHP), this 30-year fixed-rate loan features a 3% down payment and eliminates private mortgage insurance (PMI).
  • MassDREAMS Grant Program: This program offers $50,000 in down payments and closing costs to first-time buyers living in disproportionately impacted communities.

Move From House-Hunting to Homecoming in Massachusetts

Assurance Financial is more than an online mortgage lender. We connect you with nearby loan officers licensed in Massachusetts with the localized expertise to help you find the right loan for your homebuying, refinancing or renovation goals.

Get prequalified online to start your mortgage journey with The People People — bringing a personal, person-centric approach to the mortgage process.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.